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About Specialty Risk and Insurancein Toronto, London & Kitchener-Waterloo

Lerners’ specialty insurance coverage lawyers represent clients operating in the special lines areas of directors’ and officers, errors and omissions, fidelity, fiduciary, EPL, K&R (kidnap and ransom) and cyber insurance. Within these areas we provide coverage opinions, represent clients in coverage litigation, and pursue subrogated claims.

  • Claims investigation and advice. The complex tower structures associated with high-limits risks call for specialized guidance and management when a large claim threatens to pierce multiple layers. We frequently assist clients in navigating claims investigations involving multiple insurers and rapidly-developing facts in the fidelity, D&O and professional liability fields.
  • Coverage opinions. We advise clients on coverage and policy interpretation questions as well as issues of bad faith and defence obligations. We also advise on misrepresentation and voiding defences.
  • Coverage litigation. We frequently advocate for our clients’ interests in coverage litigation at both the trial and appellate court levels.
  • Subrogation and recovery. Our experience in recovery and enforcement litigation on behalf of subrogated insurers includes successfully obtaining Mareva and Norwich orders and orchestrating the enforcement of judgments against property located around the globe. We regularly liaise with law enforcement and prosecutors in order to maximize opportunities for efficient recoveries.